Funding type
This project is privately funded, on private land for private use.
Rio Bank Elsa Branch Replacement
300 W. Edinburg Ave., Elsa, TX, 78543
Rio Bank Elsa Branch Replacement is a new construction project at 300 W. Edinburg Ave., Elsa, in Hidalgo County, TX, tracked from its Texas Department of Licensing and Regulation (TDLR) registration. Construction complete (TDLR inspection passed Sep 2026). The project has an estimated value of $4.0M across about 11,500 sq ft.
- Estimated project value
- $4.0M
About this figure
Estimated construction cost supplied in the TDLR filing. This is not a current property appraisal or a final construction invoice.
- Reported floor area
- 11,500 ft²
About this figure
Square footage reported for this scope of work. It may cover only part of a larger property.
- Estimated cost / ft²
- $348/sqft
About this figure
Calculated from this filing’s estimated cost divided by its reported square footage. Available only when both figures are supplied; it is not a market benchmark.
- Scheduled duration
- 1 year
About this figure
The interval between the filed start and completion dates. These dates describe the proposed schedule and do not measure actual construction progress.
The project record
Project timeline
Explore filed milestones and scheduled dates. Open a milestone for its source.
5 timeline dates shown.
Project registered · TDLR filing
Registration of the project with the Texas Department of Licensing and Regulation.
Source: TDLR filing
View source recordReview complete · TDLR filing
The filing records completion of the accessibility review.
Same day as the preceding date shown.
Source: TDLR filing
View source recordScheduled construction start · Scheduled date
A date supplied in the filing; this does not confirm that work started or finished.
83 days after the preceding date shown.
Source: TDLR filing
View source recordScheduled completion · Scheduled date
A date supplied in the filing; this does not confirm that work started or finished.
365 days after the preceding date shown.
Source: TDLR filing
View source recordInspection complete · TDLR filing
The filing records completion of the accessibility inspection.
393 days after the preceding date shown.
Source: TDLR filing
View source record
📰About Rio Bank Elsa Branch Replacement
Rio Bank completed the replacement of its Elsa branch at 300 W. Edinburg Ave. in Hidalgo County. The new construction project totals 11,500 square feet and passed its final TDLR accessibility inspection in September 2026. This confirms the physical structure is finished according to state records.
The filing describes a two-phase scope. Phase 1 involved the demolition of the existing bank and the construction of the new replacement facility. Phase 2 included building lease space and a community multi-purpose suite. The entire project was privately funded on private land for private use.
Sam Garcia Architects served as the design firm of record for this build. The estimated cost was $4,000,000, which calculates to $348 per square foot. This figure is above the county median of $100 per square foot for new construction filings in Hidalgo County. The scheduled build window was 365 days, longer than the county median of 212 days.
Rio Bank has six other TDLR-registered projects in the region, totaling $12,742,400. These include branches in McAllen, Brownsville, and East Edinburg. The firm also designed projects such as EK Atwood Park in South Padre Island and the STC Pecan Campus in McAllen. This Elsa project sits among other recent new constructions in the area, including a Taco Bell and Scooter's Coffee.
The surrounding area in ZIP code 78543 has a population of about 8,608, according to U.S. Census estimates. Median household income is $47,657, and the median owner-occupied home value is $85,900. Existing businesses nearby include Dairy Queen, Church's Texas Chicken, and Subway. The project registration with TDLR was completed in June 2024, with construction starting in September 2024.
Inspection Complete
Final inspection completed, awaiting project closure
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Rio Bank Elsa Branch Replacement is a New Construction project located at 300 W. Edinburg Ave., Elsa, TX 78543 in Elsa, Texas. The project has an estimated value of $4.0M covering 11,500 sq ft. Rio Bank is the property owner and Sam Garcia Architects is the design firm of record. The project was registered with TDLR on June 10, 2024.
Frequently Asked Questions
What is the current status of the Elsa Branch construction?
The building passed its final TDLR accessibility inspection in September 2026. This indicates that the construction phase is complete and the project is closed under state records.
Who designed the new Rio Bank branch in Elsa?
Sam Garcia Architects is the design firm of record. They are also responsible for other projects in the region, including EK Atwood Park and the STC Pecan Campus.
How large is the new bank facility?
The new construction totals 11,500 square feet. This includes the bank replacement, lease space, and a community multi-purpose suite as described in the filing.
What was the estimated cost of the project?
The estimated cost was $4,000,000. This equates to $348 per square foot, which is above the Hidalgo County median for new construction filings.
Is the business open for operations?
The construction is complete per the final TDLR accessibility inspection. The records confirm the building is finished but do not provide specific opening dates or current operating hours.
What is Rio Bank Elsa Branch Replacement?
Rio Bank Elsa Branch Replacement is a new construction project at 300 W. Edinburg Ave. in Elsa, Texas, registered with the Texas Department of Licensing and Regulation (TDLR). Scope of work: Phase 1 construction of bank replacement, Demolition of Existing Bank. Phase 2 construction of lease space and community multi purpose suite.
Is Rio Bank Elsa Branch Replacement open in Elsa?
Construction on Rio Bank Elsa Branch Replacement is complete — TDLR records show the project passed its required accessibility inspection in Sep 2026. The building is finished and very likely open.
Where is Rio Bank Elsa Branch Replacement located?
Rio Bank Elsa Branch Replacement is located at 300 W. Edinburg Ave., Elsa, TX, 78543, in Hidalgo County.
Who is the owner or developer of Rio Bank Elsa Branch Replacement?
Rio Bank is the property owner/developer of record for Rio Bank Elsa Branch Replacement, per its TDLR project registration.
Who is the architect or design firm for Rio Bank Elsa Branch Replacement?
Sam Garcia Architects is the design firm of record for Rio Bank Elsa Branch Replacement, according to its TDLR filing.
How much does Rio Bank Elsa Branch Replacement cost and how big is it?
Rio Bank Elsa Branch Replacement has an estimated construction value of $4.0M and approximately 11,500 square feet (about $348/sqft), based on its TDLR filing.
Scope of Work
Phase 1 construction of bank replacement, Demolition of Existing Bank. Phase 2 construction of lease space and community multi purpose suite.
Note: This project is registered under the Texas Accessibility Standards (TAS) program. TDLR registration is required for commercial and public facility construction to ensure compliance with accessibility requirements under Texas Government Code Chapter 469.
Location & views
300 W. Edinburg Ave., Elsa, TX, 78543
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