Chase 4th and Milwaukee in Lubbock, TX

A new one-story retail banking center for JPMorgan Chase Bank is under construction at the intersection of 4th Street and Milwaukee Avenue in Lubbock, Texas. The facility, known as Chase 4th and Milwaukee, is a 3,403 sq ft structure that includes a drive-up ATM. This project represents new construction on private land, with Sorelle Partners IV, LP listed as the owner of record. The building is designed to serve the local community with standard banking services and automated access.

Project Scope and Design

Rouch Architects, LLC is the design firm of record for this facility. The scope of work explicitly covers the new construction of the 1-story retail banking center and the associated drive-up ATM infrastructure. The estimated cost for the project is $3,657,347, which calculates to $1,075 per square foot. This cost is above the county median for new construction filings in Lubbock County. The project is privately funded and intended for private use, distinct from public infrastructure projects in the area.

Timeline and Status

According to the TDLR registration filed in November 2025, construction started in March 2026. The Texas Department of Licensing and Regulation (TDLR) completed plan review in June 2026. The project is scheduled to finish in September 2026. This build window of 201 days is close to the county median of 244 days for similar new construction projects. The TDLR status is Review Complete, indicating that the necessary accessibility and construction permits have been processed and approved for the work to proceed.

Rouch Architects, LLC has a history of designing banking facilities in Texas, including other Chase locations in Dallas, Irving, and Fate. In Lubbock County, other recent registrations include new construction projects such as Just A Closet and Upland Avenue, as well as renovations like the Lubbock Telcom facility. The Chase 4th and Milwaukee project stands out for its specific focus on a new retail banking center with drive-up capabilities in a densely populated part of the city.

The ZIP code 79416, where this project is located, has a population of about 36,461 according to U.S. Census ACS 2023 five-year estimates. The median household income in this area is $65,200, and the median owner-occupied home value is $196,900. Housing in this ZIP code is an even mix of owner- and renter-occupied units. The Lubbock County unemployment rate was 4.3 percent in July 2026, higher than a year earlier, according to FRED data. These economic factors provide context for the demand for local banking services in the region.