Frost Bank - Waxahachie Financial Center

Frost Bank is constructing a new financial center at 2200 N. US Highways 77 in Waxahachie, Texas. The project involves the new construction of a 5,390 sq ft facility with an estimated cost of $10,000,000. This development includes dedicated drive-thru Motor Bank lanes to support customer access.

The project was registered with TDLR in September 2026, and construction is scheduled to begin in October 2026. Completion is targeted for September 2027. Grace Design Studios serves as the design firm of record for this build. Bonita L Anderson is the registered accessibility specialist associated with the filing. The project is privately funded on private land for private use.

Project Scale and Cost Context

At $10,000,000, this project's estimated cost is above the county median for new construction in Ellis County. The computed cost per square foot is $1,855, which is significantly above the county median of $148 per square foot. The scheduled build window of 330 days is longer than the county median of 244 days. Frost Bank has six other TDLR-registered projects totaling $50,270,000, including locations in Boerne, Granbury, Burleson, Brenham, and Marble Falls.

Grace Design Studios has six other TDLR-registered projects totaling $10,478,416. These include recent work in Sanger, Georgetown, Waco, and Dallas. The Waxahachie project continues Frost Bank’s expansion of financial centers across Texas. The area profile for ZIP 75165 indicates a population of about 51,203 and a median household income of $84,780 according to U.S. Census ACS 2023 estimates.

The Ellis County unemployment rate was 4.5 percent in July 2026, higher than a year earlier. This construction project adds to the local development activity in the Waxahachie area. The registration status confirms the project is active and moving through the plan review process. All details reflect the official TDLR filing and associated public records.